Faith, Hal, Katherine, Anthony & Rob close out the year with the following topics:

--Interchange rates and the CFPB
--Passing on assessments to members
--Letter No 10-FCU-03 Re: Sales of Nondeposit Investments (replacement for Letter No. 150)
--Compliance methodology (or why Anthony won't let us make stuff up anymore)
--Big K Roundup
--New Year's resolutions.

Sound editing by Victor Khaze

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone:  503-228-6044 
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
211 North Olive Street
Media, PA 19063  
Telephone 610-891-9000
Fax 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035 
https://www.aacreditunion.org/default.asp

Anthony Demangone
AFCU Director of Regulatory Compliance
NAFCU - National Association of Federal Credit Unions
3138 10th Street North
Arlington, VA 22201-2149
Telephone: 703-522-4770
Toll-Free: 800-336-4644
Fax: 703-524-1082
http://www.nafcu.org/

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone:  216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

This month, Faith, Hal, Katherine, Anthony & Rob bring you lots of compliance goodness!  Here are the topics:

--FDIC guidance on ODP programs.
--Credit Union Class Actions & Other Litigation
--CFPB update.
--Risk Based Pricing Notice confusion.
--Trigger terms and marketing compliance

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone:  503-228-6044 
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
211 North Olive Street
Media, PA 19063  
Telephone 610-891-9000
Fax 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035 
https://www.aacreditunion.org/default.asp

Anthony Demangone
AFCU Director of Regulatory Compliance
NAFCU - National Association of Federal Credit Unions
3138 10th Street North
Arlington, VA 22201-2149
Telephone: 703-522-4770
Toll-Free: 800-336-4644
Fax: 703-524-1082
http://www.nafcu.org/

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone:  216-739-5004 
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

This month we are joined by David Reed of Reed and Jolly.  In other news, Victor Khaze has taken over the sound editing duties from Rob which should be a nice improvement.  Here are the topics:

--Bankruptcy Update
--International ACH Transactions (IAT) Tips and Traps.
--Privacy Law.
--The risks associated with being a credit union director.
--Managing the costs and time tables in vendor due diligence.
--Katherine Weber's Big K Roundup:
 Is Your Candidate Credit Union Friendly?
 Reg-flex Loses Some Flexibility
 The Latest Approved CUSO Service: Taxi Cab Medallion Broker
 Corporate Credit Union "Bailout" Gives Banks a "Reason" to Put the Credit Union Tax Exemption Back on the Chopping  Block--Seriously??

Sound editing by Victor Khaze

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone:  503-228-6044  503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
211 North Olive Street
Media, PA 19063  
Telephone 610-891-9000
Fax 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035 
https://www.aacreditunion.org/default.asp

Anthony Demangone
AFCU Director of Regulatory Compliance
NAFCU - National Association of Federal Credit Unions
3138 10th Street North
Arlington, VA 22201-2149
Telephone: 703-522-4770
Toll-Free: 800-336-4644
Fax: 703-524-1082
http://www.nafcu.org/

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone:  216-739-5004  216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

This month, we are joined by Rick Wargo, Esq. of the Pennsylvania Credit Union Association.  Here are the topics:

--The Corporates (It’s not a bailout!)
--CFPB update
--Appendix J of Opportunity
--Safe Act Update
--Marcellus Shale and credit unions
--Big K Roundup (Top 10 ways CUs can attract young people)

We had a little trouble with a sound driver so it sounds like we recorded the show in a cave.  We'll return to normal sound next month, so please bear with us.

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone:  503-228-6044  503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
211 North Olive Street
Media, PA 19063  
Telephone 610-891-9000
Fax 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035 
https://www.aacreditunion.org/default.asp

Anthony Demangone
AFCU Director of Regulatory Compliance
NAFCU - National Association of Federal Credit Unions
3138 10th Street North
Arlington, VA 22201-2149
Telephone: 703-522-4770
Toll-Free: 800-336-4644
Fax: 703-524-1082
http://www.nafcu.org/

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone:  216-739-5004  216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

This month Katherine, Hal, Anthony & Rob bring you:

--Indirect Lending Guidance from NCUA.
--More stuff on the CFPB
--Proposed changes to Reg Z to enhance consumer protections for closed end mortgages, reverse mortgages and HELOCs.
--Interim final rule to amend Reg Z to implement MDIA provisions. 
--Final rule concerning mortgage sale and transfer notifications. 
--Final rule to address mortgage loan originator compensation.  
--Big K Round Up.

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone:  503-228-6044  503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
211 North Olive Street
Media, PA 19063  
Telephone 610-891-9000
Fax 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035 
https://www.aacreditunion.org/default.asp

Anthony Demangone
AFCU Director of Regulatory Compliance
NAFCU - National Association of Federal Credit Unions
3138 10th Street North
Arlington, VA 22201-2149
Telephone: 703-522-4770
Toll-Free: 800-336-4644
Fax: 703-524-1082
http://www.nafcu.org/

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone:  216-739-5004  216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Faith, Katherine & Rob bring you the show this month.  Here are the topics:

--Still more Reg Z updates.
--Surprises in the CFPB.
--Leveraging volunteers.
--What constitutes a valid ID?
--Katherine’s Big K Roundup.

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone:  503-228-6044  503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
211 North Olive Street
Media, PA 19063  
Telephone 610-891-9000
Fax 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035 
https://www.aacreditunion.org/default.asp

Anthony Demangone
AFCU Director of Regulatory Compliance
NAFCU - National Association of Federal Credit Unions
3138 10th Street North
Arlington, VA 22201-2149
Telephone: 703-522-4770
Toll-Free: 800-336-4644
Fax: 703-524-1082
http://www.nafcu.org/

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone:  216-739-5004  216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

This month, Faith and Rob are joined by newcomer John Porter and special guest, Robbie Wright.  Here are the topics:

--Regulation Z, even though we hate it.
--Chatting about BSA.
--Last call on July 1.
--Update on the interchange rules.
--The buzz on the new governing body for financial institutions
--Summer reading recommendations from the Cast of CIiCU.

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone:  503-228-6044  503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
211 North Olive Street
Media, PA 19063  
Telephone 610-891-9000
Fax 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035 
https://www.aacreditunion.org/default.asp

Anthony Demangone
AFCU Director of Regulatory Compliance
NAFCU - National Association of Federal Credit Unions
3138 10th Street North
Arlington, VA 22201-2149
Telephone: 703-522-4770
Toll-Free: 800-336-4644
Fax: 703-524-1082
http://www.nafcu.org/

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone:  216-739-5004  216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Faith, Hal, Katherine, Anthony and Rob talk a lot about compliance this month, but it's more interesting than it sounds, really, I promise!

--Reg Z update (again!)
--How will the interchange rate modifications affect credit unions?
--Reg GG tips
--Tips on FACTA policy revisions.
--CUSOs 101:  what can they do and what can’t they do?
--At what point should a credit union create an iPhone/iPod/iPad app?

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone:  503-228-6044  503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
211 North Olive Street
Media, PA 19063  
Telephone 610-891-9000
Fax 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035  (800) 533-0035
https://www.aacreditunion.org/default.asp

Anthony Demangone
AFCU Director of Regulatory Compliance
NAFCU - National Association of Federal Credit Unions
3138 10th Street North
Arlington, VA 22201-2149
Telephone: 703-522-4770
Toll-Free: 800-336-4644
Fax: 703-524-1082
http://www.nafcu.org/

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone:  216-739-5004  216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Denise Wymore and Carla Day join Brian, Katherine and Rob for our 4th Anniversary Show.  Here are the topics:

--Social media policies
--The iPad as a thin client option for credit unions?
--Conferences: dinosaurs or essential for collaboration?
--Big K Roundup:  live from the NACUSO convention.

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone:  503-228-6044  503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
211 North Olive Street
Media, PA 19063  
Telephone 610-891-9000
Fax 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035  (800) 533-0035
https://www.aacreditunion.org/default.asp

Anthony Demangone
AFCU Director of Regulatory Compliance
NAFCU - National Association of Federal Credit Unions
3138 10th Street North
Arlington, VA 22201-2149
Telephone: 703-522-4770
Toll-Free: 800-336-4644
Fax: 703-524-1082
http://www.nafcu.org/

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone:  216-739-5004  216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441

Our special guest this month is Eric Richard, Esq., Vice President and General Counsel of the Credit Union National Association.  Here are the topics:

--Prognosis on financial reform and credit unions.
--Credit union litigation update.
--Clearing the air on Reg E opt-ins.
--Reg Flex Proposed Amendment.
--NCUA's proposed rule on fiduciary duties.
--Final rules on gift cards.
--HAFA and HAMP.
--Big K Roundup:  small credit unions, big technology-how smaller credit unions are using some pretty sophisticated technology to make big strides.

The CIiCU hosts are:

Brian Witt
Hal Scoggins
Farleigh Wada Witt,
Attorneys at Law
121 SW Morrison Street, Suite 600
Portland, Oregon 97204
Telephone:  503-228-6044  503-228-6044
Fax: 503-228-1741
http://www.fwwlaw.com

Guy Messick
Katherine Weber
Messick & Weber P.C.
211 North Olive Street
Media, PA 19063  
Telephone 610-891-9000
Fax 610-891-9008
http://www.cusolaw.com

Faith Anderson
American Airlines Credit Union
P.O. Box 619001
MD 2100
DFW Airport, TX
75261-9001
(800) 533-0035  (800) 533-0035
https://www.aacreditunion.org/default.asp

Anthony Demangone
AFCU Director of Regulatory Compliance
NAFCU - National Association of Federal Credit Unions
3138 10th Street North
Arlington, VA 22201-2149
Telephone: 703-522-4770
Toll-Free: 800-336-4644
Fax: 703-524-1082
http://www.nafcu.org/

Robert Rutkowski
Shareholder
Weltman, Weinberg & Reis Co., L.P.A.
323 W. Lakeside Avenue, Suite 200
Cleveland, Ohio 44113
Telephone:  216-739-5004  216-739-5004
Fax: 216-739-5642
http://www.thatcreditunionblog.com
http://www.weltman.com

Subcribe to the show via iTunes Music Store: http://phobos.apple.com/WebObjects/MZStore.woa/wa/viewPodcast?id=151785964&s=143441